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      oamfwdt

        Also, look to the bargain table near the front of the store packed with items around 50 percent from the regular price. Insurance is confusing to begin with, and it also is constantly changing. This is a common occurrence as January 1 kicks off a brand new year of pharmacy benefits and beneficiaries are located in (with minor exceptions obviously called qualifying life events or QLEs) before the next open enrollment season in November.

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