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Most patients were paying a nice income for their insurance and were often upset when their prescriptions required a $50 co-pay, or that they not met their $4,000 deductable and must give the entire cost out-of-pocket. In 1960, the Ayala Group of Companies offered Mariano Que an area to lease in the shopping center which was about to get developed within the heart of Makati. After you done the account, you will now decide on a payment scheme.