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Most patients were paying a high income for their insurance and were often upset when their prescriptions required a $50 co-pay, or they’d not met their $4,000 deductable and must pay the entire cost out-of-pocket. In 1960, the Ayala Group of Companies offered Mariano Que a place to lease in the shopping center which was about to become developed in the heart of Makati. After you completed the account, you will now decide on a payment scheme.